Salary Take-Home & Provident Fund Calculator

Calculate net monthly salary take-home after mandatory employee provident fund (PF), income tax, and insurance deductions.

100% Client-Side Privacy: All calculations, text transformations, and file operations run locally in your browser. No files or personal inputs are uploaded to external servers.

Monthly Gross Salary (৳ BDT) ৳ 80,000

Basic Salary Ratio (% of Gross) 50% (Standard BD)

Bangladesh Labour Act standard: Basic is typically 50% of gross salary.

Include 2 Festival Bonuses in Annual CTC

Employee Provident Fund (PF % of Basic) 10.0%

Employer matches 100% PF contribution

Estimated Monthly Income Tax (TDS) Auto-Calculated

Other Monthly Deductions (Insurance, Welfare, Loan)

Basic Salary (Monthly) ৳ 40,000 50% of monthly gross

Total Deductions -৳ 7,500 PF + TDS + Insurance

Net In-Bank Take-Home ৳ 72,500 90.6% of gross

Total Annual CTC ৳ 10,88,000 Incl. matching PF & bonuses

Official Monthly Payslip Itemization (Bangladeshi Corporate Standard)

Currency: Bangladeshi Taka (BDT)

Earnings & Allowances

Basic Salary: ৳ 40,000

House Rent Allowance (HRA - 25%): ৳ 20,000

Medical Allowance (10% of Basic): ৳ 4,000

Conveyance Allowance: ৳ 16,000

Gross Monthly Pay: ৳ 80,000

Statutory & Voluntary Deductions

Employee Provident Fund (PF): -৳ 4,000

Monthly Income Tax (TDS): -৳ 2,500

Insurance & Health Welfare: -৳ 1,000

Total Monthly Deductions: -৳ 7,500

Complies with standard BD corporate salary structuring and NBR TDS deduction schedules.

Informational & Educational Disclaimer

This tool is designed for informational and educational estimation purposes only. Calculations are based on user-provided inputs and standard mathematical formulas. For official tax, legal, or financial decisions, please consult certified professionals or official government publications.

Related Tools in Bangladesh Finance

NBR Finance Bill

BD Income Tax & Refund Calculator

Calculate progressive income tax liability under statutory NBR tax slabs and compute eligible investment rebates.

BAJUS Rates

BAJUS Gold & Silver Weight Converter

Convert precious metal market prices and weights across Bhori (Vori), Ana, Ratti, Grams, and 24K/22K/21K/18K purities.

Bank Rates

DPS & FDR Yield Forecaster

Project total maturity value, compound interest returns, and post-tax payouts for monthly DPS and lump-sum FDR accounts.

UGC Scale

University CGPA Calculator (BD Standard)

Calculate semester GPA and cumulative CGPA on a standard 4.0 scale with customizable course credit weightings.